One Grand Central  Place                     445 Hamilton Avenue, Suite 1102                                                                                         Tel: 212-561-5312                  

60 E. 42nd Street, 46th Floor                White Plains, NY   10601                                                                                                        Fax: 212-561-5312

New York, NY 10165                            914-202-4855                                     Copyright  Vivian M. Williams & Associates, P.C.